Etc.I think your best bet is to get a grasp on exactly what this property is costing you so you can decide how to best move forward. 

My dad's side of the family is in construction and I know roughly what I need done.

I think you've received some good answers so far but I think the biggest issue always sits with constructing the cap-rate to begin with. 

. :)  boy I should have bought every 50k lot I could have got my hands on .. but I was from Oregon did not really know.. and it was a huge leap building new construction next to houses that were literally falling down..

Any and all constructive advice is welcomed. 

You could always have someone else co sign but that has its own issues.Your best bet is to do great in school, minimize student debt, and work an internship or two within your field while in school.

Terminal fed funds is between 2.25 and 2.50 according to those who bet on that for a living.

Who actually knows what a legitimate construction cost are.2.

I’m a basic meme bet and I have a feeling that I may be clicking links that only pro members can see.

And when you are ready to outsource your mailings, the only way you'll be able to make an honest apples-to-apples comparison is to know what your actual costs are to fold, stuff, label, stamp and mail each piece.Because I bet you're "paying" way more than you realize to do it yourself.For example, I've used Click2Mail's email-to-mail service to mail 8.5x11 letters in a 6x9 envelope with first-class postage, one at a time, for 84 cents each.