Hi @Kerline Jean- Baptiste I completely understand what you're going through.

So I think it is important to understand why they want or don’t want the things you mentioned, and then dig deeper.

Connect with a realtor who understands house hacking and has invested themselves 6.

You will need to understand "seasoning" requirements.

They tend to focus primarily on self-employed, operating businesses, so their understanding of self-employed borrowers will tend to be better.

Yes, there are rules that you must understand and follow, and most importantly, have a trusted advisor who can come for guidance.

@Chris Brall, it doesn't sound like you understand clearly what went wrong the first time around.

This is a difficult and aggressive strategy, and it means you'll spend much more time upfront finding the deal; this goes without mentioning the risk of doing this while managing a family life and a busy job.First step is understanding if that cash-out refi is even an option. 

I think I understand your desire to take out a low interest loan, then lend out that capital to your builder at a higher rate of interest, pocketing the spread as profit.- What rate are you intending to acquire your loan?

From what I understand, St.