To refresh my memory, I looked up my city's form again and they have a section on the owner's affidavit for property managers, co-hosts, etc where the owner fills out (see bold text).  

In commercial financing, lenders run the gamut, from local, regional and national banks, agency lenders, credit unions, life co's, CMBS, debt funds, etc.

(military veteran :) )TITLE COMPANY: Didn't really have their "things co-located."

Funds can come from a gift from family or from a business partner who is a co-borrower on the loan. 

Did you already have a team built in southern Colorado? 

Hey Allen, we often use Morales Exterminating Co for termite-related issues and Pro-Pest for everything else.

We have a relationship with a title co and they will answer any legal questions we might have and do a great job.

I live in Denver colorado and am curious if anyone has has any luck with a lender that could make that work. 

This definitely depends on where you are (I am assuming a larger state), but I will use Colorado for example because thats where I am. 

Have to agree with @David Barnett and @Mark Fries, if you are an investor you are a business person, i do not know your project and what is involved, but just your attitude in this post tells me i would not want to do work for you and would jack up my price pretty high if i knew i had to deal with you. part of the pricing difference goes into the "illegal" contractor, not a registered co with no insurance i am sure and no payroll to speak of, because any help he will have is paid in cash. there are costs to run a construction co and it is not cheap, just to step in your door on day one to start any work those costs can be as much as $500. i am not agreeing that $10,000 is a fair price, especially if it is just a shower, but you can not compare a licensed contractors price to someones price that just does not care to work legally.