From my lending experience, this has been around 10-25% of the purchase price depending on the property and the borrower's level of experience.

YES, it now costs more to borrow.

Bid Amount $204,233 Legal description: Foreclosure Record Recording Date: 08/16/2016 Document #: 2016-164068 BK-PG - Document Type: Notice Of Default Case Number: 045889-CA Beneficiary Name: Trustor Names Trustee Name: xxxx CORP Mailing Address: 045889-CA Loan Doc #: 2003-544298 Loan Date: 11/04/2003 Loan Amount $256,600 Contact Mortgage Assignment Recording Date: 05/20/2016 Document #: 2016-095852 BK-PG - Loan Amount $256,600 Document Type: Assign ent Of Original Lender Origination Doc #: Borrowers Name Origination Recording Date: 11/04/2003 Effective Date 05/19/2016 Assignor Name: Assignee Name Mortgage Record Recording Date: 01/05/2005 Document #: 2005-004922BK-PG - Loan Amount $150,000 Loan Type: Credit Line TD Due Date: 12/23/2024 Type of Financing: Interest Rate: Lender Name: CITY BANK Lender Type: Bank Borrowers Name Vesting: Joint Tenants Mortgage Record Recording Date: 11/04/2003 Document #: Loan Amount $256,600 Loan Type: Conventional TD Due Date: 11/01/2033 Type of Financing: AR Interest Rate: 5.87% Lender Name Lender Type: Lending Institution Borrowers Name Vesting: Joint Tenants Fixed Step: Rate Starts As FIXED.

If you do delayed financing which by design only allows you to borrow 80% or less (and up to what you paid in cash), then do you have to pay anything up front (like the up to 20% down that you would on a typical mortgage)?

Hi,I have some notes and the borrower is typically late paying.  

You will not be able to legally borrow your downpayment if you are using conventional financing.  

Awesome for investors, I do a ton of these with my local investor borrowers. 

Its essentially a question of is the $120K worth borrowing for $1000 per month if I plan to invest in properties?

@Samuel Lacroix, instead of getting them to be equity partners you can just borrow the money from them. 8-10% is a solid return for most people.

If you are going to basically borrow his money you want the most favorable terms possible.