My only addition comes from Warren buffett, and I think this is even on the signs that Jimmy John's: if you are not willing to own it for 10 years, don't own it for 10 minutes."

If an investment property, a fix and flip loan could work.Some lenders will work with any level of investor experience, credit scores as low as 660 and can close in as little as 10 days.

Here are some additional methods to help you find off-market deals:Networking: Make connections with other investors, real estate professionals, and possible sellers by going to regional real estate meetings, networking events, and industry conferences.Direct Mail Campaigns: To connect with homeowners in certain neighborhoods or with particular property attributes, create a tailored direct mail campaign.Driving for Dollars: Identify foreclosed or distressed properties by physically driving or strolling around neighborhoods.

That might work for a DP in your market, but you’ll need to consider additional reserves, expenses, maintenance, etc.

Plus a addition $7500 if over 50 years.

Are you preapproved for a working line of credit?  

Additionally, with affordability and a median home price below the national average, Cleveland stands out as an attractive option for investors seeking a promising return.

If you factor in 8% PM, 10% vacancy including economic vacancy and capex/opex of 10% (5% each), your costs (still not including T&I) would come up an additional $2016, for a total of $8895 at 1.25M and $6969 at 900K 

Instead, you might ask a portfolio lender if they'd forego the down payment if you give them a second lien position on the other property as additional collateral.

Maybe personal loan from a bank or credit union, friends and family.