This is where a Community can help - a network of investors who have similar goals as you can help you shortcut the process. 

Apartments might be a little quicker than SF homes, but we have an actual slide deck (on a tablet) to walk them trough the main issues and we have significantly fewer issues with people that went through our formal orientation @Marcus Auerbach I think we just proved that there are reasons you can make it work and reasons it doesn’t work under both scenarios.

I'm actually in the midst of getting bids on some gutter work and haven't seen anything like this before.

You need hard work and determination to make your dreams a reality.

Look for new agents who are willing to do the extra work and you can train them..

Legal and smart tactical advice is what I need, because this is affecting my blood pressure, my work and state of mind.

If that doesnt work, and he is still being a douchebag, there has to be some course of legal action.

He makes some money for his work and you get financing without the hassle of finding another lender.

During cooling, its the same think as a standard AC condensor (but has the ability to run backwards as a heat pump).As others have pointed out, below 45 degrees outside temp, they do not work and the system has to change over to emergency or backup electric heat.  

An example of this is a property I'm about to purchase at $47k, will require about $5k of rehab work, and rents will go for around $800/month.