Maybe the answer is bigger picture purchases.

That means they filed a motion for a hearing, had the hearing, presented sufficient evidence at the hearing for a judge to grant their motion and remove the lien (It's a little more complicated than just removing) AFTER the competion of the plan.Otherwise, while there is no personal liability for the liens, the liens survive and if they are not paid, the lender can foreclose.

The info on the web, and youtube.....which are American, paint a much brighter picture for these methods of transaction. 

@J Scott - I'll let our good friend @Brandon Turner paint the rosy picture, while I'll just take it upon myself to keep it real.  

The pictures you shared on the other thread were worth a thousand words!

I took pictures of the plumber installing the thermostat as well as the 72 degree reading.

Which is big picture how we want it -- a low refi appraisal means you don't save $100/month, a low purchase appraisal means (in many cases) you just lost an entire house. 

This is true.I often overcome this objection by texting a picture of the 2 inches of paperwork in the loan file I required from the borrower to get a preapproval letter. :) My general goal is that once someone goes into contract, all I have to ask them for is updated paystubs and bank statements and to put their signature on paperwork I generate.Know that homebuyers will often feel that there is shady business afoot if you actually require them to use "your" (as the seller or listing agent) lender.

They were all local and had done deals in my town with pictures and the numbers.

House needed a minimum of $55K++ due to huge mold issue on entire ceiling in picture shown (must be removed, and tested for type of mold).