Is this common, or are we overpaying due to lack of competition?

Any  tips would be appreciated.  

The main players in this space are Guidance Residential and UIF, but it turns out that they may just be purchasing a Freddie/Fannie loan on the back end to finance the deal and then structure it differently for the buyer - which isn't in accordance with their religious rules. 

From what I've been reading, it sounds like this is the time to change to copper piping but it sounds like it will cost a lot and take some time to complete.

Some of this might be do to seasonality (I don't have anything to compare to because I started marketing on FB about 9 months ago). 

I am in the process of settlement on my 1st property in 1 week. i have a 5% down conv loan thru a credit union bank. this a duplex and is a row house. i plan to live in one unit and rent out the other. the seller is also selling the duplex property next to it.

Borrowers need to have 9 Months' P&I worth of liquidity (cash / stocks / bonds / crypto / etc), and 100% net worth relative to the loan amount.

I was referred to you all by a contact and have been eating gup the podcast this past month or so.

But is this not in a big way defrauding banks  lenders or property owners managers when they pull credit on this person. 

Does this also mean “selling” the property to the LLC and paying capital gains tax?