You will have to weigh the relative stress/cost of having an LLC against the value of the property.

You may want to share the story with the case worker who could suggest she port to a different market.I had a similar situation, but not nearly as bad as yours.  

Hi all,I'm hoping to get some help with a tricky tenant situation.

I didn't because the tenant was extremely cooperative and in a difficult situation

In your situation you'll probably need to just keep saving I'd be very interested to see what you get pre-approved for, but based on what you've told us I'd be shocked if it was anything over $250k which won't get you anything in the Bay Area. 

He refused, but I had no time to take him to court and sue him.The other issue I have in you situation is try to be cheap and wind up picking someone based on cost.

I stress "used to use" because I absolutely refuse to buy any more appliances on FB marketplace.

Then I would have a lot more money for a house hack situation.

I'm in a situation where the home I moved into (about 16 months ago) was a new construction in a very new/empty part of the neighborhood, and the appraisal pretty much matched the purchase price... but since then, the neighborhood has filled with new homes with similar or worse specs that are being listed and sold for more than $10-20k+ above that appraisal.So my question then is: when a lender looks at LTV, do they calculate this based on the fair market value as of today, or would they need to use my original appraisal figure?

@Joe DeLucaI had a similar situation last year and can offer few thoughts...For the new system: From my experience, a new septic system is a capital investment and that will need to be depreciated.