Chris, i'm definitely not opposed to lending it but not sure for my first endeavor i want to spend over 10k until i get more familiar with the process. 

Dont spend anything, just save it all up. 

If that is the case I would spend the time to get my finances ready. 

@Kai Van LeuvenIt’s sounds like you’ve gotten all the low hanging fruit, another couple things that come to mind Is reducing boring expenses that people typically dont shop or spend alot of time addressing;-taxes ( I don’t know how tuned in the city is to your remodel but you want to spend a little effort ensuring you don’t get hit with a property tax increase )- I’m not sure the type of tenants your looking to attract but a playground might go a long ways to adding value-Insurance ( anything you cad do to reduce your insurance?

You can either spend the hours to really learn this stuff in depth (CPAs spend years learning all the intricacies) in order to save yourself what is probably less than $600. 

How much time are you spending shooting out offer after offer only to have it be declined.

Review the financials, rentroll and leases.

During offer process you are expected to have also reviewed signed all disclosures, reports and documents. 

Also, just like anything else the more time you spend qualify deals the better and faster you will become at it, so the practice will improve the process. 

Sure, you can spend days drawing lines that connect boxes on some Donald Trump level real estate empire org chart in an effort to gain anonymity and avoid liability, but, at the end of the day, what protects business owners is adequate insurance and acting intelligently."