If the numbers work at 15 or 20 years and  on commercial interest rates, there are small local banks that offer the option of buying property on a construction loan (where the bank funds purchase and repairs), based on a subject-to appraisal, requires only 30 days of "seasoning", and will allow you to pull your down payment cash back out when refinancing, assuming you will still be below the bank's max LTV.

Or re-financing once you turn the property around?

In this situation, would you use a hard money lender and refinancing into a conventional after repairs? 

@Brant Richardson Does it matter if she has already refinanced before?

So, used VA loan to purchase "Dream Home" earlier this year, after relocating from CA to OH (hence, not a lot of equity or pay-down). Just discovered that my position that I moved here for is likely being eliminated, ...

Hi everyone, I’ve just recently started looking into real estate investment, and I have a question about potentially refinancing my house.

I am looking Into refinancing both into a conventional loan, but the rate would be 5.4%.

I purchased a condo, rehabbed it, and there is a tenant in it currently. I contacted my lender to do a cash out refi and they said the condo was not Fannie Mae warrantable.  I had never heard about that and they said...

I currently have four single family properties that I am refinancing into my LLC to have them all under the same umbrella.

Whenever someone calls me to ask about refinancing and tells me they are at 2.5% or 2%, I kind of automatically know it's a vintage 2005-2007 mortgage.As long as you're not making whimsical assumptions about appreciation being "guaranteed at 10% per year every single year" and silly stuff like that to make your numbers work, you're fine.