@Benjamin Spiegel Montclair is a perfect example of a town where the calculators would say it's a terrible deal and you will never be at the 1 percent rule on a multi most likely, but the deals are still good because the appreciation and ARV is off the charts and isn't going to stop.

I think that investors need to shift their strategy with the market, and this is a perfect example of doing so.   

From creating a delightful checkout experience on a mobile app to planning the perfect surprise lunch for my girlfriend.

IMaps can help as a tool, but it isn't perfect either.

So the lender either forecloses or has to do a workout on the loan.The non-recourse debt more of your cash flow is trapped due to heavy reserve and escrow requirements accounts for the lock box.Local banks do not usually have those requirements for a loan but they also require personal guarantees.No perfect loan out there. 

Yes I think a small multi would be a perfect start for me.

@Mark Cohen It's perfectly normal for a Hard Money lender to ask for multiple properties as collateral for one.

An investors around Rochester, NY would be a perfect match 

This site is perfect for expansion and learning. 

Ended up being a perfect place to watch the steelers preseason game.