Most of the time its a government employee who receives BAH - housing alloance, or BAS - food / living allowance.401k contributions count as a loss if its employer related contribution and can still be used as income if its employer contributed. we use written verification of income (WVOE) to very income or you can use W2 but thats only one of the income documents WVOE is used with the most weight.Sometimes the borrower is both the employer and the employee (S corporation or self employed).

He just started to be self employed and has no real experience in pricing out a rehab, so we though of an hourly pay for labor.He would do pretty much most of the interior work, from flooring and tile installation, cabinet installation and trim.Thanks in advance for feedback.

Make sure you DO talk to an attorney about getting it structured properly and a CPA to make sure you know not only your income/expense on each deal but also your tax liability and tax minimization strategies to employ before the end of the year.  

Market-based measures of inflation compensation have moved up considerably but still are low; most survey-based measures of longer-term inflation expectations are little changed, on balance, in recent months.Consistent with its statutory mandate, the Committee seeks to foster maximum employment and price stability.

The issue is after the recession, we've had a group of graduates that are willing to work at lower wages and at the expense of currently employed professionals. 

I'm guessing that upon completing the coursework and passing the final exam, my certificate will denote that I successfully completed this particular class, which I can then show to prospective employers. 

@Kyle BrinksI am not sure if you ever got an answer.There are pros/cons in creating a management companyCons - You are converting income that is rental income to ordinary income that is possibly subject to self-employment income.There may be additional costs related to this strategy such as costs to create an additional entity, additional potential tax filings, possible payroll tax filings etc.

Pavel,I don't see that many notes in MN...and I've been buying since 2008.  

That way the loss of one large employer in a town won't mess up your investment.

Josh has done several shows on there about the mindset required to increase your worth to your employer and your own business.Overall, sounds like you are doing a great job so far.