We are retired so no concern on the W-2 side.  

From an appreciation perspective, over the long-term I don't think one will necessarily outperform the other by a significant margin.

It's difficult to really comment and address your concerns without more info. 

Message me and we can go over some things perhaps get some work !

I am a total newbie when it comes to CRE  due to my background is coming from information technology field for over 20+ years.

The policy they put into place might have a small percentage change, but nothing large enough to be concerned. 

Note when you buy to owner occupy, there is no vacancy, PM, or turn over costs.  

It's true you get a tax deduction for your mortgage, but you also pay taxes on whatever else you decide to do with that money.I would list all of your known investment opportunities, what you think the after tax returns would be, and a risk level 1-5.If paying the mortgage is a clear standout on that list on a risk/reward basis, I would spread out the $60k over a period of time and apply it to principal.You might have other goals like cashflow or reducing risk which might weight towards paydown also.

I just sent it over as well as a connection request! 

After calling in a couple of favors, I am able to put the funds together over the next four weeks and as such we were able to go into contract yesterday with a closing date five weeks out.