You will only have to put 3.5% down and can finance the rest. 

The rest of the rent goes to paying down the mortgage, and my personal extra income goes to paying down the mortgage.

It really helps the rest of us looking to invest in the greater Huntsville market. 

When you resell for a profit, they get their cash back plus a little interest and you get to pocket the rest. 

I ran some calculations and figured if I were to rent other rooms in said house, I would be in the negative, leaving me to cover the rest per month (the cost to cover every month would be less than if I paid rent to live someplace else).

I'll let the rest of the rentals ride as is essentially. 

I live in So Cal and can't afford anything reasonable so  I'm looking to invest in Vegas.Here's my question:I've been looking at condos and townhomes in the 150-200K price range.Should I use the SBA 64K as a down on a SFH as a rental property and finance the rest? 

I'll let the rest of the rentals ride as is essentially.

The rest of it (40%) went to my initially unplanned upgrades of finishing the basement and putting a full bath in it.

I believe that we will be officially in a recession by the end of September 2020.