Given that the rental property has probably been held for a year or more, the OP is looking at long term capital gains, not short term;  a one-off fifteen percent hit.So do the math, but we'll all agree it comes down to what you can sleep with at night.What I stress, however, is that the return on investment for debt pay down is NOT zero.

Held the property for 12-13 years, sold when wanted to invest in other property.

Great increase in value - how long have you held it?

General tax question: If the property is not held in an LLC, only the partner(s) who have their name on the mortgage report the rental activity on their taxes?

But to our surprise the "niche" that our house seems to fill is housing for out-of-town family & friends for weddings being held in the area.

For instance, I prefer shower rods that are held up by spring pressure rather than being screwed to the wall. 

@Jerry PadillaThis is a 3 unit held under an LLC

I plan to install metal roofs, energy efficient appliances, plant small pollinator gardens, and eventually install solar panels (when solar energy becomes more affordable and if my market will allow higher rent for a lower electric bill).My question is if pollinator gardens could be a liability as they attract bees and other stinging insects. 

I am not asking to have my hand held , but to learn what I can from someone with more experience .

The property must be held in the same tax ID.