Outside of real estate, I'm a business insurance broker working with small businesses, commercial realtors and anyone involved with serving businesses with less than $20M in sales.

We had a small fire in the common area of our association that caused damage to all six units.Some owners decided to take advantage of the situation and add on minor renovations to the repairs.The insurance company (Erie Insurance) recommended that we hire (Perfection Restoration).

How are taxes and insurance handled in a Subject-To deal?

Cost of insurance, taxes, trash removal, lawn work, what other incidentals are there? 

I Googled "Title Insurance on Tax Deeds in South Carolina" and the first response was this text:What is a Tax Deed?

Your competing with other investors and homeowners.

The architect says he will charge me an additional $1k per unit if I do a condo conversion because his insurance comp I considers condo higher risk.Is this normal?

Does anyone have any insight to how insurance premiums compare between a 25 yr FP and a 100 yr FP? 

recently purchased a 4plex in HB, Ca.We are on state farm insurance and everything is fine, decided to shop around and noticed that USAA is lower with similar level/amounts.USAA however required that all tenants i forget the exact phrasing but something like "tenants for at least 6months"Now i said that my tenants have been there for over 10 years, and are technically on month to month now.

Detailed annual expenses include:  vacancy rates, specific tax rate, 10% for property management, liability insurance, sewer, electric and gas, snow and lawn care.