Price points were too high, numbers didn't make sense from an investment side (running a negative just to hope and pray the appreciation will be there).

I have a real estate portfolio with good amount of equity (most of the portfolio is free and clear), however my personal DTI ratio is too high and that's stopping me from tapping into it to settle some debts and buy more properties.

They also do a harder dig on your financials as they're not trying to lend the high leverage to just anyone. 

Taxes are fairly high so that should be taken into consideration.

With the amount of fraud out there, you cannot be surprised that everyone is checking IDs like crazy.I have a good friend that just moved into a new house and the City Water Dept wanted every form of ID you could imagine.....including his SS #.

Sometimes, a more expensive home with lower property taxes can be more affordable than a cheaper home in a high-tax area.

Start by targeting high equity homeowners, not properties for sale on the MLS.

I want to know if  there is a high demand and if homes are renting easily.  

We advise landlords to require two main criteria:1) Household income should be at least 40x the monthly rent.2) Applicants must have a credit score of 680 or higher.It's also important to review credit reports for red flags like rental collections or high credit card balances.

(The US national debt is high, but not past the point of no return at a 5-6:1 debt to income ratio). - Income Inequality is spiraling (Income inequality rose substantially from 2000-2020.