This is also driven and controlled by local custom as all brokers have a working relationship within each Board of Realtors franchise.If you are ever in such a situation you should call the most recent broker and inform them of the circumstances and ask for a board determination or written letter of agreement in the matter between the applicable brokers (not agents, but thier brokers).If one broker is not a Realtor (member of the Board of Realtors) then you need a release or letter of agreement between the brokers.A real estate commission usually can not be the basis for any lien upon a property, but it can become a civil matter.

An investor has called us eyeing a piece of land. The particular piece of land is very challenging.
The land is a very good deal. I told him if he wanted to buy the land and was able to hold it it would take me 6-8 m...

Micheal,What is customary for the area where you own the property.If other apartment buildings include water with the rent then I wouldn't separate out.The tenants for that area are conditioned to have water included and many will move elsewhere on you.If you just have an old building that needs to be metered out and tenants paying for water is custom for the area then go ahead.When tenants do not pay for water they use on average 35% more and do not report leaks with the property as they don't care.Direct meters the tenant will be responsible for from the street.If they do not pay they cut off that unit.If you put a meter just to read for yourself and then bill the tenant you the landlord can be still responsible to pay to the water department.It all depends on how the local water authority handles things where you own the building.Water is like liquid gold so if you can control it your bottom line will be better for it.

I've been an unhappy BofA customer for quite a while, but I still haven't switched.

For example, the client might not have the income source "provable" to do a loan but the bank may say he has x anount in deposit, his income does not reflect as he writes a lot off and we know x customer and his business for years...a literal commitee takes a whole approach to approving a request.When a LO says he has to give it to underwriter - this is not commitee.

They also help us get great discount rates from contractors, such as plumbers, by referring a large amount of customers their way.

The rates that the banks publish are going to be the rates for their best qualified customers and you can expect to pay more as your credit score goes lower.You can call banks and get a quote for their rates, but it won't necessarily be the rate that you will geet.

Regardless of custom, you can negotiate the matter. :)

Now I want to focus on how to approach a potential customer.

My dream job would be to build a company that does custom homes, renovations, and flips.