Not one to take baby steps I am under contract to purchase three quad plexes from two different owners in Gainesville, FL using conventional mortgage financing.Everything was going perfectly until I ran into one small issue that I am not sure how to overcome except for postponing the closing.  

I don't have funds for a conventional loan which is 25% aka 60k so I'm considering hard money or some other form of financing.

Using conventional financing the short answer is no.  

From there I can get a good idea of the general ARV for those types of homes in those areas and work backwards (using the 70% rule) to find homes that meet my criteria.The market is still hot and inventory still very low.  

The are conventional ways to obtain a mortgage and then various creative financing methods.If you are looking for conventional, I can refer you to our mortgage broker at my office at William Raveis.

Should I use fha or other conventional loan?

I'm on the BRRRR plan and have found it cheaper to refinance with HELOCs rather than conventional mortgages.

Have you determined if this is a conventional, or some type of portfolio loan?

Problem is, not having 20% down for a conventional loan and the amount of time it would take to save up for that kind of money.

@Krista Walker you cannot qualify for a conventional mortgage (i.e. the kind of mortgages people typically use to buy their primary home) if the property is owned by a corporate entity such as an LLC, rather than owned personally.