Portfolio lenders often require the first few sales to go 100% toward a loan payoff, which can complicate future 1031 Exchanges if you sell and exchange one property at a time. 

use meetup.org or google:  city REIA.I'm glad to help folks with a few training pdfs on subject to and to walk them through the complicated closing. 

They are not more complicated.

Plus those lenders should be able to walk you through what kind of loan would suit you best.Buying a property is complicated and there are definitely no stupid questions!

And usually when youre doing repeat business with someone, I at least discount the listing side often to save them some money....making that commissiom difference even less.I will say though I live in a market with fairly complicated laws as well as complicated paper work.

@Michael ScroganTexas has no state income tax, so accounting isn't very complicated.

Why complicate your life with a lease option?  

Putting your personal residence into an LLC may cause adverse consequences.Loss of homestead property tax status, potential for loss of Sec 121 exclusion (depending on fact pattern), insurance complications, mortgage complications.It would be well worth the money to consult an attorney who can advise on asset protection before you take action based on what you've been researching and make a mistake.

There are ways to get the taxes down more but it’s too complicated to explain here.

We knew this project was going to be complicated and we made sure that our purchase agreement with the seller of the loan had specific terms related to our due diligence findings.We proceeded to foreclose and the borrower lawyered up and filed a lawsuit.