Also it seems common that the smaller local banks and credit unions are more flexible in their financing and underwriting as it appears you are doing

Jumping from 0 to 14 in one year is also common on these forums.

Multiple offers is a common strategy with wholesalers and investors buying off market.

This is a common practice (at least around me), and people are always willing to share what they know.

Is it common to regularly treat for termites? 

Assessor valuation, appraisal are some of the common methods.

What are the most common reasons for delays? 

HELOC's are much more common on primary residence properties.

350 is a pretty common temp for baking.

And I personally believe that neither is 100% superior to the other and that a diversified portfolio is best to have both.In reading this thread I see you started off with a number of common misconceptions about how syndications/Crowdfunding deals work (which I unfortunately have also seen repeated over and over again on some BP threads).