So I was thinking if I could get a small business loan to get my 20% covered and then get into a DSCR loan and be off to the races.

Depending on the way the note is structured, it’s currently between 4.5 - 6%.  

I’m based out of Tracy but my team and I do business all throughout the Bay Area.

Hi all, my business partner and I are aiming to purchase our first LTR property.

I won't badger you for your business. 

Recently, I started a boots-on-the-ground business where we live in Dothan, AL to help remote investors more easily self-manage their properties here in the Wiregrass area.

So what's your business strategy?

I'm new to the real-estate business buying and flipping houses, I'd also Iike to start renting aswell

There are also options like investing in a syndication or partnering with investors like me who have deal flow but need capital partners, especially if you are busy or have not developed the skills for the types of deals you want to be doing. 

DSCR is great for Self-employed borrowers or business owners who write off a lof of debts and show little income.