There was a HOA that was trying to stand up but it took forever to occur.

Current tenants are looking to buy soon and minimal updates will need to occur prior to sale.

FEMA weighs the risks using real data, like river flow and where flooding occurs.

Basements in NJ need egress and window size to be secured as bedrooms and towns are VERY unlikely to give that approval with flooding, etc that can occur in basements.

If you are setting aside funds for capex, taxes, insurance, or other expenses that don't occur monthly, transfer those funds to Savings each month and hold them there until it's time to spend them.

:Health-Related MoveYou meet the requirements for a partial exclusion if any of the following health-related events occurred during your time of ownership and residence in the home.You moved to obtain, provide, or facilitate diagnosis, cure, mitigation, or treatment of disease, illness, or injury for yourself or a family member.You moved to obtain or provide medical or personal care for a family member suffering from a disease, illness, or injury.

never would have occurred to me that I could hire a CPA from another state;  always figured they would have to be local - at least to the state - . . .  

Again, none of this occurs when I am refinancing...so that amazing view that I have?  

I was wondering what all would need to get signed in order for this official transaction to occur?

It never occurred to me to notify a landlord that I have a family member or a good friend visiting from abroad.