Sorry I didn't explain the rankings better.Here is how to read it:Rank is the probability for foreclosure by city.Annualized Home Price Appreciation is just an estimate of the change in home prices in this city.I don't know if it violates the forum rules, but here is the link to FACL's webpage discussing the risk monitor:http://www.corelogic.com/pressroom/core-mortgage-risk-monitor/200801-core-mortgage-risk-monitor-html/#top10Basically, what FACL does is help banks adjust interest rates based on statistical analysis.

And you don't one that has a nasty ARM adjustment coming up.Lease option (aka rent to own) is another way to get a property with less money out of pocket.Wendy Patton has a couple of books on these topics.

If you value the tenants I would adjust the rent for the pet that is no longer there.

(This is a seasonally adjusted smoothed chart, like the CA chart, so I'll get the regular one later..)But J!

We all know cheaper is not cheaper, the guy in the truck who at one time we have all probably tried and had some issue in their personal or professional life bleeds into their work which is a direct reflection on you and your rental property business.One over priced bill or god forbid a lawsuit for the PM company messing up and all that perceived savings is gone.I would suggest to plan to pay industry standard when you buy the investment and work that number into the acquisition price, then if you have to adjust your offer to make the numbers work do so. 

The adjustable rate of a HELOC didn't appeal to me for buy and hold financing. 

I agree, unless you can adjust your hours to an early commute, Vietnam Vets is rough, especially for those that live past exit 3 (so all those exit #s higher than 3).  

Installing a new bathtub is VERY labor intensive (I did it in another property and wished I had reglazed instead), so the cost of installation (or trying to round up a circus of people to DIY) of a new bathtub makes reglazing something to seriously consider.

I think it will be better if you include the oil and service in the rent and just adjust your rental amount to reflect that cost. 

Learning and adjusting going forward.Thanks for reading.