Leading the charge was the European Union's General Data Protection Regulation (GDPR), which came into effect in May 2018.

Having skin in the game definitely makes borrowers more motivated to follow through.

He made a little over $2 million through these properties through free cashflow and appreciation.  

On the bright side, a lower LTV will decrease the risk of the project for you so it's a good buffer to have on your first deal

thank you for the input. we actually have 20 years of experience. are you saying that after we have experience with the company? 

TIA Why PM yourself, the 100 or so a month is meaningless, I live OOS and would never want to be bothered with the issues. 

In this case, we tell the tenants we have two requirements, one as long as we don't hear complaints and the grass doesn't touch the house that become a liability for the building, and at the end of the lease they turnover the property with the landscape in the same condition as how they moved in, then however they want to maintain the lawn to maintain that standard, we don't care.

We plan to personally lease the unit to a newly created LLC and run direct expenses through a separate bank account in the LLC name. 

In hindsight, this probably wasn't the right way to look at this, but we were counting on the cash flow from the rentals to offset some of the mortgage payments on our current home.

Corina,Congrats on leaving the corporate world and diving into the REI arena!