According to the links below I can borrow Single Unit $679,650  Duplex $ 870,225Triplex $ 1,051,875 4 plex $ 1,307,175https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asphttps://www.fhfa.gov/DataTools/Downloads/Documents...Is there a lender on this website who specializes in VA home loans to help me figure this part out? 

Great to hear your story, and It gives us confidence to keep pressing and finding a way that can bring us success.

If you Google VA county loan limits you should be able to find a website that will tell you what the different limits are for a small multi family in your county. 

Hey @Andre Valdes,Rather than tear down, have you evaluated doing a gut renovation to bring the property in line with the rest of the neighborhood from a  fit & fittings standpoint?  

There are good property managers in town.I would want to bring it at least from the Class (D) that it is to a Class (C).   

Check out the information offered for new investors in the BP website. 

It got so frustrating that I couldn't even bring myself to come here on BP or look at any investing videos on youtube because just thinking of doing so reminded me that nothing was happening and made my frustration go up (I still kept sending my 20 mailers per week though.

Joint Venture with an experienced investorMake yourself valuable ( bring something to the table other than money)Owner Financing dealsWholesale homes.I recommend reading the NO Money Down book on Bigger Pockets, ( No plugging intended ) great book for giving ideas on creative financing .

I understand your concerns and I see your point but if a man is making say ,double payments at that low interest rate, he is not doing himself a favor by putting his money to good use when that extra mortgage cost can be used toward the purchase of more properties which will Ultimately bring in more cash flow and will allow you to snowball quicker which, at your age is something you would need to do .

., before I found this website, I viewed my properties as nothing more than a means to a very comfortable retirement.