I've been working during that time with almost perfect credit scores so getting loans to purchase rental properties was a breeze. 

They are a rental guarantee insurance company that helps tenants with less than stellar credit or people that just moved to the US without prior credit history.

If that falls through credit score is very good and I am in the process of trying to find banks that will finance.

What we do though is give you partial credit for the proposed rent on the property that can help you qualify.  

My credit is excellent and because I’m self so employed I have some extra liberties when it comes to my income.

Make sure to screen them (credit/criminal checks and references) and make sure they can afford the rent. 

@Ozie Jackson  Have you tried any local banks / credit unions in your area?

I'd be willing to move a lot more money over if we were going to be using their lending services.We have been using Fortera but their online system is TERRIBLE, especially for trying to transfer money to and from our Ally accounts. 

They have a portfolio product, as well as a line of credit.

But I'll have to use a line credit, If I do all profits for a whole year will go to pay the line of credit and credit card back to fix it.