Also look on Loopnet for any similar type rentals, sq ft, NNN, lease terms, $ sq ft, etc. 

However, my uncle who handles short-term rentals suggests I might could make much more turning it into short-term rental. 

You may be doing more harm than good focusing on short term monetary gains at the expense of how many in the industry will perceive you moving forward.

We're not sure if moving out of state would be long term or if we would return after a year.

Even looking at the balanced rate (which I feel like is hard because the terms are different) along with the potential to have the monthly payment/fees covered, it feels like a cash out is a better option if we did want to keep this.Part of the current struggle is that the market was hit harder from the rate increase so sales are almost at a standstill and even with trying to sell the house, the rental market is doing substantially better because most military cannot afford to purchase in this area as the payments are over 6k/mo for buying vs 3-4k/mo for renting.Any advice is most appreciated!

What are the loan terms? 

We have about $30k of net cash flow from our 2 active properties - 1 short term, 1 mid term.

I'm sure you've seen this website, but this is the full info: https://www.savannahga.gov/1476/Short-Term-Vacation-RentalsYou could buy a property with a STVR certificate already in place.You could by on Wilmington and Whitmarsh Islands - they are not regulated yet.

Term 3-5 years.Can anyone advise me as to terms I should offer (interest rate, points, fees etc) and anything else I should be looking for to make this loan?  

JasonWe've been seeing both rate and coverage increases impacting Homeowners.