And since refinancing involves a return of principal, that along isn't technically a taxable event, although when you finally surrender the property, it would be at that point. 

https://www.realtor.com/realestateandhomes-detail/1211-Pierce-St_Lynchburg_VA_24501_M58393-70084

Jacob, Thanks for your detailed explanation, it does appear I was basically using the COCR.

BRRRR Strategy Total Investment $252,500.00 ARV $300,000.00 Cash-out Refi Loan (75% ARV) $225,000.00 Cashout Refi Down Payment $27,500.00 Cash on Cash Return as Rental 9.47% Forced Appreciation Gain $47,500.00 5 Year Appreciation (4%) $64,995.87  If you have questions on the financials or would like more detail, please leave a comment below.

They are out there in nearly every market.Thank you for this detailed explanation.

The BP app seems really bad..too many things to go into detail.....I avoid it and have to log in each time with chrome...I have better experience  from.laptop than phone..Is it on my end? 

He give me details but was not a high pressure have to sign up now situation.  

Happy to repost all the details I have from them if anyone is interested - or just PM me. 

Such programs would eliminate the fee intensive "paperwork nightmare" you refer to.2) Your retirement plan is not technically "your money". 

You need to be more specific with details.