With the interest rates this low, its no surprise that banks want more skin in the game.

As he puts it, someone with some skin in the game will manage the property more closely.So, I’ve heard of situations where the Property Manager takes a small ownership interest (say, 5-15%) in the Property they manage as compensation, sometimes with a reduced management fee, or no management fee.

Any mortgage lender, at that value level, is going to require you to have some skin in the game.

If you pay for the purchase and only want rehab funding, you will have what they want, skin in the game and a vested interest in the project's success.

Of course, you still want them to have some skin in the game.But if you're going to give up $100/mo, or $1200 for the year, why not give back $500ish in deposit, which might help them out after xmas?

It's your decision but as long as there are no other issues and as long as the colour of her money is green why care if there are no other issues.You need to grow thicker skin.

There are plenty of ways to skin a cat.I just want to save you some stress.

So don't assume that because your skin is white (assuming it is), he doesn't think you are trash while he and "his kind" (which might not just be race, but political affiliation, driving a US v foreign car, etc etc) is God's unique special unicorn who can do no wrong. 

I'm just a bit flabbergasted and irritated right now with the news I just received from the bank.

Others are possibly becuase they lack my experience or have higher LTV's and less skin in the game.