This will increase your current mid 3% rates into higher 4% rates so we'd have to do the math on it to see if by restoring your VA entitlement it will be worth the extra "premium," paid in rate and closing costs to refinance are worth it.

Disclaimer: I'm not an expert on this particular program, but I recently participated in a session for those of us trying to help people take advantage of it and may have some helpful information for you.The program is matching funds, but your purchase price counts as part of the matching funds.

Maybe you could work overtime at your current job or pick up a part time side job to really increase your home buying options.

By getting a targeted list, you can increase your chances of reaching people who share motivating factors - and have houses you want to buy.This is a good place to outsource.

I'll say this for now...I'm selling off my SFR portfolio and (assuming all things go as planned) will be spending slightly less on the MF and increasing my NOI by more than 30%. 

They have online training for their agents and they have regular team building/training sessions, where they discuss various topics. 

Buying artificial cash flow is extremely expensive and counter productive to the intent of investing in income producing real-estate.How do you see this increasing your returns.

My clients like to see increase in income and somewhat stable employment.Lastly, I set up the forms electronically - online forms. :)Hope I helped a little!

You do so typically by increasing incomes (rents, ...) and reducing expenses.

If that is the case then use higher criteria next time to avoid someone like that (which is not a guarantee but increases your odds).