At great personal cost, it appears that my wife and I will be receiving an inheritance sufficient to pay off our house and possibly allow me to retire very soon. 

Your basic insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

Your basic insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

If you have good cash flow and sufficient reserves, leverage just increases your returns. 

Keep in mind you'll have to pass the FHA self-sufficiency test if you utilize an FHA loan on a 3- or 4-unit property, which seems like a tall order in this area.I have not bought property in any of them, but can see myself settling in Southern CA so will be following this thread closely.

In this case towns and municipalities will usually increase enforcement of local ordinances in order to generate revenue thus further increasing the financial burdens of the town and its residents.This does not mean that programs should not be put in place to encourage and actually assist folks to break the chains of poverty and become self sufficient.

There are specific advantages to why and I'll list some below: - Competitive return 0-13% - there is a floor of 0-2% typically so no loss except for cash value attrition due to cost of insurance and admin in the earlier years but if properly funded you can out earn these costs allowing your policy to be self sufficient (will grow on its own in definitely as long as ROI on the policy is in a positive arbitrage position).

And you can exchange multiple relinquished properties into multiple replacement properties, where the number of relinquished properties differs in quantity from the number of replacement properties. 

The Company must be furnished for its review a satisfactory: (i) release; or (ii) affidavit by the sender or written statement of the Special Procedure Chief, that sufficient notice of the Trustee’s Sale was given to the Internal Revenue Service.

Unless you're a big player with lots of capital, it's unlikely you have access to the quantity/quality of deals necessary to take advantage of your information advantage.