Others specialize in preforeclosures, probate, tax defaults, non-owner-occupied, etc.

Account Closed a few questions/thoughts looking at thisYour loan points don't look right - I doubt you're paying 4.6M points on a 187K loan ;)Your interest rate may be a little low, especially if it's non owner occupied; have you spoken with a mortgage broker or loan officer?

Motivated FSBO ( the classic "good person in a bad situation" related to medical health ).

Motivated FSBO ( the classic "good person in a bad situation" related to medical health ).

You might end up with a non-standard or a surplus lines policy.  

Motivated FSBO ( the classic "good person in a bad situation" related to medical health ).

Ie the purchase price is below the tax value Kris-  As Texas is a non-disclosure state, they do not have access to the sales price.

@Jaysen Medhurst If you are a buy and hold investor the potential of 15% reduction in the deferral and the 100% non taxability of any appreciation after 10 years allows you to sell the property and have no tax.

TX = non-disclosure state i.e. assessor makes a "independent" assumption of the fair value of the property and assess taxes on it (in theory).

I once had a perspective tenant apply looking professional and nice, while on social media we could see what type of lifestyle he led (non stop partying and drugs)   You need to be careful why you say no, but finding red flags can sure help narrow down the search.