Or is there a standard that allows non-ducted registers for 2nd floor areas?

Parent is considered a non-occupant and student is the occupant that somehow qualifies for lesser down payment. 

Grandfather, (Personal Representatie of son's probate) never listed cash debt for land/non homestead property to protehct security.

Hi Maryland Locals,We are looking at buying a non-performing mortgage in Marriottsville, MD.  

Lenders will state they charge between 8.99 to 12% interest and between 1 to 4 points, plus non-descript fees.

Always difficult to directly translate to value but I think it  is worth it.Also agree with other responses that I would avoid late/non-payers as well as those that are pains in the back side (for me only 2 out of 44). 

I don't bother with my REIA meetings that are open to non-paying people because it's literally a bunch of people with no experience looking for YOU.  

What if one uses non-conventional sources of money?

On the flip side they have an investor loan that will loan 90% of the purchase price to non owner financing.

When you look at the different ways of how you can make money in real estate (basically collecting rent, rehabbing, selling) non of them come close to the potential of buying right.