I don't know the costs in your state, they may vary, but I pay something like $1200/year to be an agent (license, NAR membership, MLS dues, E&O insurance, etc).I don't make a lot as an agent, but it helps me A LOT to facilitate my investing.

Account Closed Multiple buildings on a single parcel is very common, but does not fit into the State Farm box very well.Other insurance carriers write a single policy with 9 buildings listed. 

Was the remodel performed by a licensed and insured contractor?

Also, looking for a good insurance agent or company to work with on fix n flips Denver metro. 

I don't want to plug in the 2013 appraisal number since it would be way off.Any thoughts on how I should proceed would be most appreciated.  

In the list of expenses, I don't see Insurance listed. 

There will be no time to meet a contractor, insurance agent, shop at the big box, lay a tile floor, etc. 

Always follow up and stay in touch with them. 2) Start a marketing campaign through Yellow Letters by reaching out directly to the property owners in your targeted areas. 3) Go to REI networking events to meet investors, and other professionals like GCs, property management professionals, insurance brokers and other industry professionals. 

That is not including the 1% lender origination fees. also 500 appraisal fee and then there is the settlement fee from your title company and the title insurance. so 2000k for closing seems really low.

So read books on the topic, go to networking events where you can meet HML's and private lenders, reach out to friends and family, get a HELOC on your primary if you have one, get a loan from either your 401k (if you work) or from your life insurance (if you have one.)