This property is a bit of a unicorn in the market and location as far as fitting the bill on exactly what my parents are looking for in a rural property,  including a second dwelling.  

Yes, your rate of interest will be affected as now you will have to include Mortgage insurance. 

General thoughts and questions I have include:1. 

Should cost around $500 and includes a rescope.

We are talking all real estate; including people retiring, like the one that sell their homes and buys another in Florida.

There is a cleaning fee included that pays for the house cleaning.I use a lock box for the key.I have wifi thermostats so I can save on the electric bill when no one is there.

The Quick Recipe We Used in Our Kitchen-Light Quartz Countertops-Porcelain Mosaic Backsplash (in a complementary color)-With Dark Wood Shaker Style Cabinets (for contrast)-A Fabulous Shiny Faucet (for pop)-Color Pendants (for more Pop)-Stainless Steel Appliances-Vinyl Floors (yes, vinyl!)

In Ontario (Ottawa) people with student rentals, do you include all utilities (heat / hydro / water) in the cost for students, or do the students pay the utilities on their own (split the costs between them)?

In Maryland those include, Taxes, Front foot assessments, water bills, ground rent and other less common ones.  

Otherwise that is another possible one you can check out as it does include the criminal and eviction search.