I funded it with cash 11k, a personal loan of 25k and credit cards.

If you work with the contractor desks at both Home Depot or even Menards (not sure you have Menards), but they have tons of catalogs, you can order and have it dropped directly at the job site.Most have contractor credit cards, that give you a % rebate of your purchase.

Knock on some doors, leave your business card at supermarkets, etc.

After almost 2 years of employment they could not even tell me in person, what a bunch of cowards.I had a plan to keep working to pay the bills and use the profit from my deals to pay off my credit card debt and save up a years worth of income before I went full time into REI.

Here are the numbers to put this into perspective:4 identical 2 story units2bed, 1.5 bath w/ parking and laundryPurchase price $150k + $5k buyer premium 25% down = $37,500 cashRepair estimate $40kActual repairs so far $55k (mostly credit)Rent $900min $1100maxMonthly Expenses $2200mo estimated (plus credit payments until paid off)I have utilized my excellent credit to fund a majority of the repairs on 0% interest credit card offers in hopes of having the tenants pay a majority of the debt prior to the promotion expiration.

I would follow up with a post card or another yellow letter in 3 or 4 weeks.

There are endless possibilities, I've kinda brought that up with @Joshua DorkinT-***** to refrigerators, credit cards, hotel deals, rental cars, heck, we could open our own bank!

The jury is still out on using POF that you don't have any intention of using and I can't think of a better way for a company to kill thier reputation with listing agents than to pass out POF letters like greeting cards.

My sample set is the complete record of all property cards in the county.

I had a tenant who was sued for $15K plus in credit card debt in recent months.