These are professionals with additional training and a stricter code of ethics.

The lack of action and work ethic is the only thing holding people from success.

Check into what their licensing board requires for ethics?

The big money is owning your own business but a whole new set of issues.My daughter just graduated from K.S.U in Business she has a job waiting for her in pharmacy sales.I am of the mind kids should not have a total paid for college they need skin in the game.Both my kids have some debt from college not a lot.I told my son you are a broke college kid live like it you will look back at this time with great pride.He still drives an old pick up making good money most of his coworkers drive new pickups.I did not get a degree out of 5 kids heavy with Engineers.I do think the right degree with a good work ethic is the recipe for success.

The ethical landlord says "I can't make money here, pass".

Its obvious you have a high degree of self control, work ethic, and a desire to learn.

(I took advantage of companies paying for my tuition due to my work ethic and potential.) 

I personally am a proponent of serving in the military; both for patriotism and to pay for your education. it will provide a strong base and work ethic fir your entire life showing you that you can persevere mkre than you would have ever known.

Have a ridiculous work ethic, and associate with like-minded people.

I don't have a good work ethic.