You need to check with the local jurisdiction (your property manager should know),In this particular case, due to the length if you have a receipt you can show that to them and that should be good in most courts if this goes to majors.

Hi @Megan Fitzgerald I would be sure to do your research online and it may be worth checking with a local real estate attorney as well or another local attorney who may be familiar with the your areas laws/regulations.

If you are using a local credit union or balance sheet lender they have additional qualification standards but I see you are in Oxnard.

To piggy-back off what @Lane Kawaoka says, maybe you can meet a few fellow passive investors at your local meetup, and get their opinions.

@Mike Parker Ive typically put down my local handyman, as long as they are aware.

Make sure to network with your local investors at REIA meetings as well as forums.

Attend local real estate meetups, seminars, or networking events in Northampton or in larger nearby markets.

Reach out to your local Section 8 office, they can tell you exactly what "minimums" are required for the program. 

Hey Jay,Are you local?

I like small local community banks and credit unions more than big banks.