It is also popular (here in FL) we have a lot of people with boats and skis that want to check out our area by boat. 

A mortgage broker will not waste their time unless they have no business going on and are looking to hit a miracle. 

As I read once, try to have your business efforts be cumulative, so you are not always fresh on the learning curve, where the risk is highest. 

Long story short I realized there’s a lot of people in this society who have never bought a home, can’t afford one and don’t know how to.

Also, they have a title business so it makes it a pretty easy process.Do you already have deals ready or are you just proactively talking to attornies?

It’s like winning lottery - you take lump sum or annualWhen people say well banks do it, the banks can make a $100,000 loan with only $10,000 (fractional lending - which you and I cannot do).

Generally a higher cap rate indicates a lower credit tenant which indicates a higher risk to the property owner. a 10 cap is a great deal until the tenant goes out of business and leaves you with a Negative 10 cap as you are on the hook for all of the expenses associated with ownership.You should consider creditworthiness of the tenant first and foremost. 

Joining groups in your area helps meet people who know a lot and can share tips.Good luck!

I know people that set their ac to 70 all summer long.

Apparently, the builders are so busy, one year is very lucky, but two years is more likely and there is no incentive for builders at the moment.