You fail to consider you are dealing with human beings.

They have seen me trying and failing to get this under control for a 2 months now and have been patient, but no one wants to live with vermin.  

I can imagine it will be tough to get pre approved from a bank.

I wish that I knew these in details so I won't have to fail.

This helps allows us to be able to get financing from pretty much any local bank.

Buying a 4plex all 1 bedrooms from this older guy. 45k I am putting 10k down to my bank and my bank sent me an email and had the following offer... can someone breakdown the last section for me, I guess I am not familiar with shorter ammortization technology and how it works::;;;$35,000 FIXED at 5.375 for 72 months. 

This is just the latest in an arduous process, to find the deal under market value on the land, rezone it to multifamily district (long and costly process), permit a six suite rental (difficult with many technical fire code and structural engineering challenges), build the units (using all my experience in home building and every possible favour and technique learned over the years to project manage), get financing to finish construction (from a private lender after the bank lenders totally dried up on this type of financing), and pre lease the units while under construction to quality tenants.  

You also may need a new certification of trust to take into banks and brokerage houses to show you have the authority over those accounts. 

I'm looking at a multi-family property and one of the closing conditions for the bank to approve the loan is an environmental form that they want the seller to fill out.The seller says that he would open himself to liability if he filled the form out and hence doesn't want to fill it out.The seller and his agent are very difficult to deal with (rude, abrupt, and generally uncooperative) and the only reason I'm pursuing it is because the numbers look good and it's a strong property.The bank says the only alternative to the form being filled out is to have an expensive Phase I environmental assessment done.Are there any other alternatives to this?

I then started managing bank owned properties.