Create a change order on the project that you both sign (description of work, costs associated and any drawings/plans attached) and there are no questions later.

@Blake Ramsey - I think you should also consider that the risk associated with a potential increasing vacancy rates as a result of Covid-19 implication could be spread out amongst your assets. 

There are several national apartment owner associations that you can find by googling.

@Paul Schu - no I went with the associate because it made more sense from an investment standpoint particularly for us coming from Canada. 

Aside from that, what you need to be doing is researching legitimate lenders through sites such as American Association of Private Party Lenders, Scotsguide, and a variety of other established sites.

YOu have to go to your local real estate investor associations.

I have an associate who can help pay the mortgage until we qualify to refinance 5. the Only piece i currently need help figuring out is setting up a bank account that my associate and myself can withdraw funds to pay expenses but need one another permission to pull from it.

@Matthew Paul Hi, inspectors certified by a national acredited association do know enough and the majority are ex contractors that stay busy in the field after selling their business.

hloc are all floating rate to my knowledge.Not sure what sort of deals you are doing, but if you can cross-collaterize that might be the best because you don't have to pay for another loan nor the associated interest...

What happens to the condo association?