I have been working with one bank for 10 months ( we have been members of this bank for over 25 years ) the underwriters are so slow I have given up on them I have a credit score of 740 but I guess being self employed is the problem.What I am trying to do is get a down payment to purchase more property , or possible something more creative basically I feel I have some equity buy I just don't have the knowledge yet to capitalize on the properties equity.If anyone has any advice I would greatly appreciate it

By the time my debt has been paid off, the housing market *should* slow down enough to where I can take a leap into it.

Hey Kevin check out the bigger pockets podcast show 83 , in the show notes there is a link to A slow boring but awesome strategy to building wealth through real estate article.

In both 2016 and 2017, rent gains slowed significantly, especially in the urban core.

Leasing is usually slow in the winter months and picks up in the Spring and Fall.Lastly, do not forget to include a healthy marketing budget.

We will probably each sit for our licensing exam B4 the end of the year (mine will be a refresh from having earned my brokers designation 30 years ago) and will start fairly slow with available personal capital plus other sources.We would love to hear from other local members (or anyone for that matter) as we ramp up and will enjoy becoming a contributing part of our new investor community.ThanksMatt

Are you taking it 'slow' or taking it 'fast'?

If you're looking for strictly cash flow, some turn-key properties in the Midwest might be a good move although I would go slow until you were sure you had a local partner you could trust.

Slow and steady really does win the race in real estate, since time is your ally if you buy good deals and hold them.  

What's the benefit to me for either one and if I don't choose the lender will he slow down the loan.