You are actually losing money by leaving it in a savings account.When you deposit your hard-earned money in a bank, you are simply lending it to the bank so that they can utilize it for their purposes until you require it.Of course, putting your money in the bank is also low risk — you can pretty much count on your money still being there no matter what happens in the market.

at @Ashish Acharya and @Lane Kawaoka :What happens in the final asset deposition if :- we have ST/long-term loss from stock investments ?

Think of all the things that could go wrong and see if the lease addresses them: unauthorized pets or tenants, early termination, security deposit, lease violations, late rent, eviction, lawn maintenance, parking, etc.5.

We charge an upfront deposit per pet in the property, and then a monthly fee for each pet as well. 

Are you going to be looking for an "Option Fee" deposit?

Keys: You need full security deposit, first month's rent, signed lease, proof of renters insurance, and proof of utilities in their name before the lease becomes valid and you give them keys. 

The clients have no skin in the game, not even a deposit.  

-Make sure you have a plan to handle all tenant's security deposits from the person you are buying the house from.

Contract itself doesn't state when EMD must be deposited with title.

Any work that has to be done to the house other than normal wear and tear is taken out of their security deposit.