I use REI Guard for all my properties but they only cover typical losses due to acts of God, weather, the usual, etc.  

Those House Canary reports do look pretty nice with all the analytics and forecasting though.

The most respected economists and financial engineers are often wrong in their forecasts.

Local judges have been known to expand the “rights” of disgruntled investors, and every representation, promise, forecast, etc that the issuer used to attract investment will be scrutinized, challenged and torn apart by the plaintiffs attorney in an effort to give a judge and or jury a reason to find for his client.In addition, when utilizing the general exemption, one never knows if the SEC will sometime in the future decide that the issuer did not satisfactory comply and as a result declare that registration should have been completed, with huge fines and penalties a real possibility.In the 1960s, the SEC created a “safe harbor” exemption from registration, know as Regulation D 504, 505, and 506 (b).

The economy, weather patterns, everything......

STR zoned and gated resorts such as Windsor Westside/Windsor island/encore/reunion/championsgate/solara will also be solid performers, and retain house value well through a good and bad economy.Let me know if you want me to run a revenue forecast pro-forma for you.Thanks - Andy mytriphaus.com 

And since wholesalers deal in distressed asssets and distressed titles this can happen.. its happened to me twice this year already.. we can weather it but if your a beginner this could be devastating to your finances..

Phoenix - price and weather are both crazy. 

It could be since you're in the "off-season" with no pool, you'll just need to hang in there a couple months until the weather cools down.

So, if the property is in Anchorage, the cracks probably are a result of the weather or earthquakes and I'd go with gravel which has a little give and take.