Insurance payout rates are, by law, very rich, and pay significantly more than you would probably pay under normal circumstances.Before you hire the roofer, I'd ask if they think they can cover your deductible. 

Why not house hack where you go to college and put 3.5 to 5 percent down instead of 20 percent?

My question is, since there is flexibility with the building itself, what would be best loan option to go with that would work for this property in terms of best rates, lowest down payment? 

Was considering doing a HELOC or cash out refi to move on to my next property.Any credit unions or lenders with good rate that anyone can suggest in south florida?

The rate on my mortgage is amazing (low 3'%) and have no plans to lose that.

Also - be sure to check out the post "House Flipping: The Best of BiggerPockets."

Can't believe you're getting that little for a house that large?

Long term rental hold. 20+ years.In Texas, 2 story house with plywood upstairs. 

I also have a friend who recently launched a platform specializing in reducing the administrative burden of tax appeals (link below and happy to connect you to them), which tends to increase the success rate.

I Bought a house subject to 6 months ago.