Account Closed we really used projections from the last couple of years as well as the appraisal value... of course as we add value so the assessment will rise and finally the reserves we have cushioned with 

It’s “stupid on Steroids “as Dave Ramsey likes to say .or the office staff in high rise buildings I see in major metro areas with their two a day starbucks habits costing them 10 bucks a day for coffee or more. 

I know that it gets a bad wrap as being a city full of drugs and low income neighborhoods, but I've heard recently (last 3-5 years) its been on the rise.

That's why you see people buying high rises, and commercial NNN leases at 6 CAPs because the quality of tenant and real estate reflects the lower return because of the degree of the lower degree of risk.   

I must be dumb ***, I offer full price as I like to buy in rising markets, always lots of competition, this way I shoot my competition

I will just be finishing my fourth semester in my bachelor’s degree in Entrepreneurship, so I will be a rising Junior.

and what is the best strategy considering the rising interest rates?

Both of these markets are rising, and seem expensive.

The homelessness is completely drug and other substance addiction nothing to do with rising rents. 

Hmmm, get a 3 year 18 story high-rise job with job security, or go sfh to sfh?