I’ve heard lending on HElOCS has tightened up and right now lenders are only giving 80% LTV

You should focus on deal flow and funding, and funding should be a great lender/broker.

First thing is to get pre approved with a lender to see how much you can qualify.

And yes, many lenders can't do loan amounts at those price range, but there are still options out there. 

Here are a few below:Generally, buying through your personal name can reduce the interest rate - commercial rates on LLC mortgages are usually higher but you can research thisMost LLCs on incorporation don’t have any credit so it may be difficult to find. a lenderIf you own the property in your personal name you are exposing yourself to more risk and will want to transfer the property into LLC as soon as you canIf you own property in your personal name and transfer to LLC the lender may not allow or can call the entire loanLLC or personal ownership you need insurance.If you search the forums for this topic using the magnifying glass feature in top right corner of your screen on BiggerPockets you will find a lot of discussion on "Quit Claim" "Buying through LLC", "LLC or not" etc....

Make sure you find at least 2 lenders who would lend on it before putting it on the market.

These would be considered private money loans right ?

Can the MLO recommend buyers to use his broker services on the listing to find lender?

Taking my lender had off and putting on my investor hat, we do our due dilience prior to buying.

That hard money lender will not only take this property but whatever is the shortfall they will take your other property as well.