And ultimately this is not going to solve the lack of housing on Maui, it's just going to create more bureaucracy, which is my general objection.

It's currently paying off $500 a month toward the principle.

Someone that lends money out and you pay them back their principle plus interest?

Does anyone have a website or resource for calculating amortization schedules where you can input how a large lump sum would impact time & overall pay down of the loan, or how regular extra principle applied to the loan would impact time/pay down, etc?

I am not sure if you'd be able to bring them out to every deal you do, but having some guiding principles is where I would start.

For more specifics find a lender you feel comfortable with and discuss your objectives with them.

As a general principle, the less you use cash, the better.4.

Supply chains are messed up do to tariffs, mostly but other things too.But to answer your question, if your loan to values are good, a lender shouldn't have any trouble tacking on an extra principle amount to your principle amount.

You can apply the same principles to purchasing your own deals.

They're marketers and realtors so they're trying to sell you something so they're not objective.